The average American family has credit card debt of just over $16,000 and total overall debt of $132,000. What? That is crazy! I hate debt. We have no credit cards. We quit using them years ago. We have no student loans either. We do have a mortgage and I cannot wait until the day it… Continue reading Debt and a Frugal Mindset
For the Love of Writing I love writing and by the age of 42, I have been writing for the majority of my life. Just as the types of writing changed over the years, so has the purpose and intent of my writing. As a child, I wrote to be creative. When I was a… Continue reading Mommy Blogger Series: Keepers of the Home
How to Succeed in Achieving Your Goals in 5 Steps 1. Write it down Goals that are written down are 80% more likely to be achieved. 2. Make it visible Post your goals in a highly visible area to you. One where you see on a daily basis. For example, if you are… Continue reading Keepers of the Home : 5 Tips on How to Set and Achieve Goals for 2018; No More Resolutions!
Celebrating Christmas The past few days we were able to celebrate Christmas with some family. In lieu of receiving an overwhelming amount of Christmas gifts, my children received a Chocolate Lab from their grandparents. Our newest family member, Zuma, named after the Paw Patrol character is already so loved within our family. Our beloved dog,… Continue reading Simple Saturdays: Finances, Christmas Gift Guide, Tired Moms, Money Saving Tips, and Much More
We are a large family with six young children with big appetites. With five children in school, one husband who works out of the home, and me home with the youngest there is a great potential for us to have a large grocery bill. I have included my breakfast, lunch, and dinner menu for the… Continue reading Large Family Finances: Menu and Grocery List
I make good money, I just don’t know where it goes! I had to put it on my credit card because I ran out of money! I just had to buy that (insert any item) because it was (on sale, only one left)! I love a good sale! What is Impulse Buying? By definition, impulse… Continue reading Impulse buying: The Downfall of Every Budget and Tips on How to Prevent It
Once upon on a time there was a girl who graduated college and was excited to begin her future. With stars in her eyes and a wedding ring on her left hand, she landed her first teaching job and bought her first home with her new husband. The new husband was a design engineer… Continue reading Why You Don’t Need a Credit Score