Christianity · frugality

Eight Reasons Why Debt is Bad for You

Why debt is not good for you: Relationships: Money problems are the number one cause of divorce for married couples. Stress and Medical Problems: Your health is worth it. Debt encourages you to spend more than you can actually afford. It prevents you from reaching your financial goals It can prevent you from owning a… Continue reading Eight Reasons Why Debt is Bad for You

frugality

Menu Planning, Grocery Shopping, and Frugal Food Finds: How to Save Money on Groceries

  Average Family Grocery Bill According to the USDA, it uses national food intake data and grocery price information to calculate different costs for a healthy diet at home. The latest numbers for a four-member family: a thrifty food plan, $146 a week; a low-cost food plan, $191 a week; a moderate-cost plan, $239; a liberal plan,… Continue reading Menu Planning, Grocery Shopping, and Frugal Food Finds: How to Save Money on Groceries

frugality

Christy Wright: Business Boutique Book Review

  What is your dream? What are you passionate about? What do you just love to do and could spend hours doing? Have you often been told that you should go into business to sell a certain product that you make? Ever thought about owning your own business? Owning your own business Women entrepreneur, is… Continue reading Christy Wright: Business Boutique Book Review

Christianity · frugality

“Debt is Dumb, Cash is King”

The Story Behind the Debt Once upon on a time there was a girl who graduated college and was excited to begin her future.  With stars in her eyes and a wedding ring on her left hand, she landed her first teaching job and bought her first home with her new husband. The new husband… Continue reading “Debt is Dumb, Cash is King”

parenting

How to Have a Frugal Birthday Party

A birthday is a milestone in a child’s life.  Typically birthdays involve gifts and a party.  A birthday can be very costly.  Years ago when we began celebrating our young children’s birthdays, we set no limit on how much we spent. We usually had enough food to feed an army and the money spent on gifts… Continue reading How to Have a Frugal Birthday Party

frugality · Uncategorized

Guest Post: The Savvy Traveler on a Budget

  I remember shortly after my boyfriend started dating, he said to me, “You know, you’re kind of a baller for being a teacher.”  While I appreciated the compliment (I expected to go my entire life without being called a “baller”), I wondered if he was insinuating that I maybe spend a little bit more… Continue reading Guest Post: The Savvy Traveler on a Budget

debt · debt free

Impulse buying: The Downfall of Every Budget and Tips on How to Prevent It

I make good money, I just don’t know where it goes! I had to put it on my credit card because I ran out of money! I just had to buy that (insert any item) because it was (on sale, only one left)! I love a good sale! What is Impulse Buying? By definition, impulse… Continue reading Impulse buying: The Downfall of Every Budget and Tips on How to Prevent It

Christianity · frugality

Why You Don’t Need a Credit Score

  Once upon on a time there was a girl who graduated college and was excited to begin her future.  With stars in her eyes and a wedding ring on her left hand, she landed her first teaching job and bought her first home with her new husband. The new husband was a design engineer… Continue reading Why You Don’t Need a Credit Score

frugality · Uncategorized

Seven Tips for Saving Money

Soups and stews are a great way top use up leftovers, get your veggies, and stay within a budget.  We have been on a huge soup kick here at my house. Cheesy potato soup, chili, and tortilla soup have been in my crock pot lately.  I can make a 5 qt. crock pot of soup… Continue reading Seven Tips for Saving Money